Insurance Claims

Independent expertise for complex insurance matters

When insured events require support or lead to financial disputes, the insured, insurers and legal teams turn to HKA for independent expertise that stands up to scrutiny. 

HKA provides unmatched expertise across the full lifecycle of insurance claims – from early assessment and negotiation to authoritative expert testimony in litigation and arbitration – ensuring clients receive comprehensive, credible, and outcome-driven support that sets us apart from the competition.  

Why Insurance Claims Expertise Matters

HKA delivers clear, defensible analysis to support policyholders, insurers, reinsurers, and instructing lawyers in resolving complex insurance claims. Our experts are appointed to quantify losses, assess causation, develop costs and schedules to return to pre-loss condition, and provide independent opinions across a wide range of insured events. 

Whether acting as party-appointed experts, expert witnesses, or advisors, we help clients navigate the financial and technical complexity of insurance claims and disputes with confidence. 

Our global team includes forensic accountants, commercial damages specialists, and technical experts across more than 180 disciplines — ensuring we match the right expertise to each claim. 

We also support policyholders in preparing and substantiating claims, particularly in areas such as business interruption, property damage, cyber insurance, and representations and warranties (R&W) insurance. Our experts provide advisory and quantum analysis to help clients recover value and resolve disputes efficiently. 

Integrated Expertise 

Our insurance claims work often intersects with other HKA service lines, including:

  • Forensic Technical Services – identifying causation and quantifying effects, leading to the quantification of damages, costs, and schedules to return to pre-loss conditions related to insured events and professional negligence claims.
  • Forensic Accounting – uncovering financial irregularities and quantifying loss.
  • Economic Damages – assessing lost profits and business value.
  • Business Valuation – supporting claims with independent valuations.
  • Digital Forensics & Data Solutions – analyzing structured and unstructured data in data-intensive claims.
  • International Arbitration & Litigation – providing expert testimony in cross-border and domestic insurance disputes.

Why HKA

With deep sector knowledge, global reach, and multidisciplinary expertise, HKA delivers independent analysis that helps resolve insurance claims with clarity and confidence. 

  • Proven Experience Across Jurisdictions 
    Our experts have supported insurance claims in the Americas, Europe, Asia and Oceania – providing testimony before national courts and international arbitration tribunals. 
  • Tailored, Multidisciplinary Teams 
    With a global network of over 500 experts, we build bespoke teams with the precise skills and sector knowledge required – from forensic accountants and valuers to technical specialists and economists. 
  • Credible, Independent Opinions 
    Our findings are relied upon by courts, tribunals, and insurers, backed by transparent methodologies and clear documentation. 
  • Sector Depth and Insight 
    We bring deep industry knowledge to insurance claims in sectors such as construction, energy, healthcare, marine, and manufacturing – supported by our CRUX methodology to identify recurring causes and trends. 

HKA delivers clear, defensible analysis to help policyholders, insurers, and lawyers resolve complex insurance claims — combining forensic accounting, technical expertise, and quantum analysis to recover value and navigate disputes with confidence.

Find out how our Insurance Claims experts can help you.

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